From time to time The Balancing Act, in conjunction with an individual or organizational sponsor, offers workshops and seminars to the public.  When public workshops are scheduled, they will be listed here with registration information. Engagements sponsored by employers or organizations are not listed if the programs are not open to public participation.

You will also find below samples of workshops that you may arrange to sponsor.  Please contact The Balancing Act at lu@lubauer.com to arrange for sponsoring a program for your group or associates.  Add your name to the mailing list to be notified of Balancing Act programs that are being planned for your area.

EXAMPLES OF AVAILABLE PROGRAMS

Money Empowerment in Business Transactions

This Business Symposium with Lu is functional- and fun. Utilizing a holistic approach to money and business finances, we take a look at our relationship with money and the many ways that our attitudes and beliefs about money can challenge our successful business operations. Then we will 
put our own creativity to work and, in small groups, create mini-skits to illustrate both the disempowered and the empowered approaches we might take to a variety of business situations, We'll focus our work on the challenges of pricing, negotiations, contracting, financing arrangements, taxes, and record keeping. Have fun with this money stuff and still "get it" on a deeper level than before. Many resources will be shared for your use in pursuing Money Empowerment in your life.

CASHFLOW! EVENTS

Cashflow! Game and Money Workshop

Join Lu for a fun time getting "out of the Rat Race!" This educational simulation board game, developed by Robert Kiyosaki, "Rich Dad, Poor Dad" author, will awaken your financial genius. No preparation necessary. Family groups are encouraged. Enjoy a lively game of CashFlow. After getting acquainted with one another and reviewing some basic CashFlow game rules, we’ll get right into the exciting financial world of buying, selling, and making our pile of play money work for us.

 Kiyosaki designed the “Cash Flow 101” board game to be an interactive, safe and fun way to increase your financial intelligence. By “playing” with three or four other people, you learn about investing, buying real estate, and making sound financial decisions. You will examine your current money strategies and whether or not they work for you. By the end of the workshop you’ll leave with concrete action steps that will help guide you to financial freedom.   

Family CashFlow Events

For summer or holiday fun and learning, we offer you the opportunity to play the CashFlow game with Lu in your home or backyard.   This educational simulation board game developed by Robert Kiyosaki, "Rich Dad, Poor Dad" author will awaken your financial genius and increase your chance for true financial freedom while providing hours of interactive enjoyment:

• What a great way to spend an afternoon or evening with friends and family!

• Are your children home from college?

• Wouldn't it be great to introduce young people to smart money attitudes and techniques before they develop the bad habits our society is pushing on them?

• Playing together is a fun, relaxing way to bridge the generation gap and stimulate the flow of wisdom.

 Lu would be happy to bring CashFlow to your location for a "private game" with your own family, friends and neighbors. It’s easy to add the fun and excitement of CashFlow to your family’s reunion or neighborhood gathering. Give a call and let Lu take care of it! You'll all enjoy a fun-filled, hassle-free adventure.

SMALL BUSINESS

Minding Your Own Business

Reach for financial independence through your own business.  As a self-employed individual, or small business owner, do you aspire to "just pay the bills" or to have more than enough cash flow? Does a good year find you worrying more about taxes than celebrating your success? Have you been paying yourself first or last? Is your retirement saving plan on track? First, we’ll define for ourselves what we envision as our "Financial Independence". We will then examine our expectations for business profitability, highlight oft-overlooked tax deductions, examine some cost-cutting  options, and practice calculating where we are on the path to our financial independence. 

Recordkeeping and Taxes for the Self-Employed

This workshop is open to all small business owners though Lu's easy-going style makes learning especially accessible for those challenged by the business side of what they do. The course is comprehensive, includes a useful package of up-to-date materials and forms, and allows ample time for questions. You will gain a better understanding of tracking expenses and minimizing taxes. You will learn how to select a recordkeeping system, prepare monthly and year-end summaries of your business activity, take care of self-employment and estimated taxes, identify business deductions such as travel, auto, supplies and training, qualify for the home office deduction, and much, much more! 

MONEY MANAGEMENT

Putting Your Financial House in Order

Is information concerning your financial affairs readily available in one central location?  Would a family member or trusted friend be able to find the tools to handle your finances for you if you were unable to do so yourself? These may seem like abstract questions, but we all know people who, no matter how simple or complex their financial situation, wish they had organized their financial affairs before they needed assistance. It's time to break the silence. With guidance, you can develop a financial notebook to give you peace of mind now. Later, it will be easy to make the necessary financial management transitions. Other topics: Identifying financial matters that should be discussed now with your family, Organizing and storing important documents in appropriate places, Planning for your funeral now, Anticipating common estate administrative expenses, and Setting up a living expense reserve account and arranging for debt payment. 

Smart Credit Card Strategies

You Can't Take It with You! So, Tell Me Where It Is!!

Is information concerning your financial affairs readily available in one central location? Would a family member or trusted friend be able to find the tools to handle your finances for you if you were unable to do so yourself? These may seem like abstract questions, but we all know people who, no matter how simple or complex their financial situation, wish they had organized their financial affairs before they needed assistance. It's time to break the silence. Learn how to start organizing a financial notebook that gives peace of mind now, and later, makes the money management transition easy. Other topics: Choosing and Using Financial Consultants, Putting Your Legal House in Order, Shopping for Long Term Care Insurance, & Pre-Planning Memorials. 

Building Money Skills: The Joyous Practice of Personal Money Management!

Do you have a tenuous relationship with money? Are you living paycheck to paycheck and feeling powerless  over your finances?  This dynamic, informative six week series will give you the confidence you need to begin building  your stable financial future. Topics include: tracking your income and expenses, credit, spending, saving, taxes, and planning strategies.

Looking for the Opportunities

Are you one of many today who are re-entering the job market? For this meeting of the Unemployed Professionals Group, Lu will highlight many of the financial aspects of employment transition. Gain a sense of personal security and empowerment from having a clear picture of your finances and being familiar with your many options. Begin to effectively respond to changes in your income. These skills and attitudes can last a lifetime. 

Money Survival Skills.

Now is the time to reorganize your financial life and let Lu help you piece together your payday puzzle! In a comfortable, confidential setting, she will show you easy pen-and-paper ways to track your spending.  Then learn how to create your own user-friendly spending and debt reduction plan to use each payday. 

Creating a Healthy Relationship with Money

Do you know someone who never balances their checkbook, or holds on to every penny that comes their way, or gives money away to anyone who asks for it,... or hopes to be rescued financially by their Prince Charming? In a lively discussion, we'll have fun exploring our money patterns and then develop a new vision for our relationship with money. 

MONEY EMPOWERMENT

Women Challenging and Changing Their Money Beliefs

Discover a whole new way of being with money! For women who want to look deeply at the money beliefs and patterns interfering with their relationship to money. Honor the process with more time in this multi-sensory approach to deep personal change and you will have more profound results. Join a small group of women for a four-week session. 

Watch for calendar listings in 
Maine Well-Being